Single Mom Needs Money? Fast Ways to Earn Some

single mom needs money

Did you know that out of the 126.22 million households in the United States 10 million families are single-mother led? There are also 4 out of 10 children born to unwed mothers in this equation. The vast majority of these kids are born to mothers under 30, therefore having no steady income, savings or a house to live in.

Despite the fact that there are some strong and independent women who have chosen to have children on their own and think of how to finance the small business to make money, most of the moms are doing an outstanding job of upbringing the next generation devoting most of their time to kids. That’s why they need every kind of support they can have – social, emotional and, especially, financial. $35,400 is a median income for single mothers. That’s $50,000 less than for married couples. Naturally, a single mom needs help with money.

Let’s look at how a single mother can juggle her kids, the household and work.

Creating a New Financial Pattern

  1. Rely on yourself. Regardless of whether you’re in a relationship or not, always rule your own income and have a separate investment account. Looking into the future you may end up being a solemn breadwinner, so start building your own wealth today.
  2. Start a shopping diet. Shopping has become more of a hobby which can drive moms into debt. Single moms cannot afford the debt. That’s why the first strategy to save on shopping is to make a list of necessities before going out to the mall and stick to it. Don’t be lured in by the bargains on luxuries you may find. Make every purchase a conscious one.

Earning Money by Spending Money

Make reasonable life decisions. If purchasing a dishwasher will leave you more time to spend with your kids, do it. Some women even tend to delegate house chores to paid services (doing laundry or mowing lawns) to devote more time to their professional development, thus earning time and money in the long run.

Making Money Here and Now

With your ride. When a single mom needs money fast, she can opt for giving rides to people, like Uber or Lyft. Moms drive around picking up kids and running errands anyway, so why not make money out of it.

With your used stuff. You can rent out just about anything you own. Starting from your car (Turo or ZipCar) to a spare room in the house (Airbnb). Old-school garage sales are long gone. Moms are selling their stuff on VarageSale now.

With your skills:

  1. Teaching. Share your wisdom and tutor online. Every filed or sphere that you excel at can bring you extra income. Register at and choose from more than a 1000 different subjects to teach.
  2. Cooking and baking have also become a pretty lucrative trade. If you can buy the ingredients, you can make some extra food and sell it. Start with promoting your cooking skills amongst neighbors, get some loyal customers. You may end up making this into a solid business.

With your parenting skills. If you can boast about your great parenting methods, offer some help to other moms working full time. You may not have time for a second job, but you can always make some time for your kids and their friends.

Working from Home

Pet-sitting. Pet sitting is another fast and stress-free way to expand your income opportunities. Pet sitting can perfectly fit into your schedule. This way you can work the usual hours and earn at least an extra $100 a month by dog watching at weekends only.

Arts and Crafts. When a single mom needs the money she must get creative. Every now and then you indulge in crafting costumes for your kids’ plays or helping them with their school projects. This is a legitimate way to bring more money to the household. Moms earn cash by selling their hand-made scrapbooks, greeting cards, jewelry, etc. Visit and find out how to start your own jewelry business.

Looking for New Income Opportunities

Referring friends and family. There are some referral programs at your job place that you may not be aware of. A restaurant can pay you $50 in cash if you refer a new employee to them and he stays there for at least 30 days. Dish and AT&T offer their customers a credit on the bills they pay if they refer new customers.

money need of a single mother

Taking Advantage of Online Opportunities

Writing feedback. Spend a little time online and earn $20 a week. Have you been to a restaurant or a hotel resort that you liked? Share your feedback about it online and get paid. Not only do you get a cash price, but you’re also offered free food or services by the company you’re promoting. Check out other online money opportunities like that at

Doing surveys. Completing online surveys is a great side-job if a single mom needs money now. Based on your age, location, cultural and educational background, you can answer survey questions and make money. Set up an account at one of the survey websites and take the test. Pinecone Research pays money instantly.

Writing a blog. Everything that you experience as a single mom can be of use to other moms like you. Share your thoughts and ideas online in a blog. Check out the “How to launch a blog” article at WealthySingleMommy and turn your lifestyle into a career.

Stay-at-home mom vs. working mom. What would YOU choose?

Using Grants for Single Mothers

Consider participating in one of the below grant programs and get help with your children’s nutrition, care, and education. Among the most popular grant programs, there are:

  1. Women, Infants and Children Program (WIC), providing free healthy foods to child-bearing women, single mothers and children under 5.
  2. Child Care Assistance Program (CCAP), a program that assists low-income families in paying for child care.
  3. Low-Income Home Energy Assistance Program (LIHEAP), offering help to households that fail to pay their utility bills.

Last advice, lead your household at your own pace. No matter how hard your financial situation can be, your kids will always be your motivation and inspirations to push yourself forward. If you look at things from a different angle you can even find “money” lying around.

Share your own story of dealing with money issues below.

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